FHA Seeks Input as FICO Plans Credit Score Inclusion

BNPL use is rising among first-time buyers, but it’s often hidden from mortgage underwriting. The FHA is asking for public input by August 25, as FICO plans to include BNPL in credit scores by late 2025. With a more balanced housing market emerging, agents need to stay informed and guide clients wisely.

Home Loans for Self-Employed

Helping self-employed borrowers secure financing doesn’t have to be a challenge. At FNBA, we equip you with flexible Non-QM loan options tailored for self-employed clients. Instead of relying on traditional...

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DSCR

DSCR 5-9 Unit – Copy

A multi-family property loan that provides flexibility for business purpose borrowers. Ideal for Real Estate Investors or entities looking to invest in multi-family properties for business purposes, aiming to generate...

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Super Jumbo

The Super Jumbo program is a specialty product for high-net-worth borrowers with solid, stable income and credit and considerable assets for down payment, closing costs and reserves. The collateral must...

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