Equity Advantage Closed End Second

This product is aimed at homeowners (including primary residences, second homes, and investment properties) who want to access their home equity without changing their existing first mortgage. Ideal for those with good credit, verifiable income, and a desire to keep their current mortgage rate.

Minimum requirements :

Stand-alone second lien mortgage
Primary, second home, and investment properties
Minimum 660 FICO
Loan amounts up to $750,000
Maximum CLTV 90% for primary
Maximum CLTV 85% for second homes
Maximum CLTV 80% for investment properties
Maximum DTI 50%
Single family residence, townhomes, 2-4 units, and non-warrantable condos
Full doc, 1-year P&L personal and business bank statements
DSCR income allowed

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