Our DSCR loan program is specifically designed to assist new and experienced real estate investors in financing their properties, qualifying based on the cash flow generated by the investment

Program features

  • DSCR as low as 0
  • 1007 only for rental income
  • Credit for DSCR >1.25
  • Min. 3 months of reserves required
  • Cash-out available up to 75% LTV
  • Gift funds allowed

Why choose our Foreign National DSCR?

  • No income and no employment needed
  • No ratio loans — borrowers do not have to worry about the debt service coverage ratio
  • Fastest turn times in the industry

Contact Us Today! To learn more and start offering these exceptional options to your clients!

Home Loans for Self-Employed

Helping self-employed borrowers secure financing doesn’t have to be a challenge. At FNBA, we equip you with flexible Non-QM loan options tailored for self-employed clients. Instead of relying on traditional...

Read More
DSCR

DSCR 5-9 Unit – Copy

A multi-family property loan that provides flexibility for business purpose borrowers. Ideal for Real Estate Investors or entities looking to invest in multi-family properties for business purposes, aiming to generate...

Read More

Super Jumbo

The Super Jumbo program is a specialty product for high-net-worth borrowers with solid, stable income and credit and considerable assets for down payment, closing costs and reserves. The collateral must...

Read More