The 2nd lien loan program is tailored for those seeking flexible financing solutions. It allows your borrowers to tap into up to 85% CLTV, with loan amounts ranging from $125K to $500K. Whether they’re eyeing a new purchase or considering a cash-out, this program has them covered. It’s versatile, catering to both owner-occupied and second homes. Plus, with a minimum FICO of 680, it focuses on the primary wage earner’s middle score for qualification. And to add a cherry on top, the program offers the choice of full documentation or alternative docs like bank statements and 1099s. Your borrowers can confidently step forward, knowing mortgage lates won’t hold them back.

Program features

  • Max Loan Amount $1M
  • Max 85% CLTV
  • 700 Min FICO
  • Max Combined Lien Balance $4M
  • Piggyback and Standalone
    Loan Options Available
  • AVM and Property Condition
    Report Only up to $400K
  • Available for Primary, Second Homes
    and Investment Properties (DSCR
    Investment Properties Included)

Contact Us Today! To learn more and start offering these exceptional options to your clients!

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