Fannie Mae’s HomeReady mortgage is a lifeline for creditworthy, low- and moderate-income borrowers seeking to purchase or refinance a home. It offers the security of a Conventional loan with potential cost savings on mortgage insurance. Qualifying for a HomeReady mortgage can be easier thanks to a lower down payment option and flexible sources of down payment funds.
Program features
- FICO 620
- Loan amounts up to $806,500
- DTI up to 50%
- Primary residence
- Homebuyer education is required for first-time buyers
Why choose our Fannie Mae HomeReady?
- Temporary rate buydowns available
- Gift funds allowed
- Cancelable MI
Contact Us Today! To learn more and start offering these exceptional options to your clients!



