The WVOE program is a unique category of mortgage solutions that differs from Conventional or Government financing options.
This program verifies income through a Written Employer Verification (WVOE) form completed by a borrower’s current employer, rather than relying on tax returns.
The program provides innovative solutions for borrowers who lack traditional tax returns or W-2s, have complex financial profiles, or have difficulty qualifying for Conventional mortgages.
Program features
- Loan amounts up to $4 million
- DTI up to 55%
- Cash out available
- Completed FNMA Form 1005 for a 2-year history with the same employer
- Paystubs, tax returns, 4506-C, or W-2’s not required
Why choose our WVOE?
- Bank statements must reflect deposits from the employer supporting at least 75% of gross income
- Bank statements not required up to 70% LTV
- Gift funds allowed
Contact Us Today! To learn more and start offering these exceptional options to your clients!
