Asset Utilization - Agent Portal

Our Asset Utilization mortgage program is designed for those who may not have easily quantifiable sources of income, such as the self-employed, entrepreneurs, retirees, and those living off their investments. This program allows them to use their personal assets as a means to qualify for a home mortgage, providing flexibility in obtaining financing.

Program features

Loan amounts up to $4 million
DTI up to 55%
Cash-out up to 80% LTV
Qualifying assets / 60 months
100% of checking, savings, stocks, bonds, and 70% of retirement assets

Why choose our Asset Utilization?

Min. 3 months of reserves required
Gift funds allowed
4 months of seasoning

Contact Us Today! To learn more and start offering these exceptional options to your clients!

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