1Y & 2Y P&L - Agent Portal

Our Non-QM 1-year and 2-year P&L loans are designed for self-employed individuals. These loans allow borrowers to use their business’s Profit & Loss (P&L) statements to qualify, bypassing traditional income verification.

Program features

P&L reviewed by Licensed CPA, CTEC registered Preparer or IRS Enrolled Tax Agent
Loan amounts up to $2.5 million
Max cash-in-hand $500,000 for CLTV >65%, $1,000,000 for CLTV ≤65% to ≥55%, no max cash-in-hand limitation for CLTV <55%
DTI up to 55%
Temporary rate buydowns available

Why choose our 1Y & 2Y P&L?

Bank statements not required up to 70% LTV
Income support tolerance 25%
1-year business existence may be considered

Contact Us Today! To learn more and start offering these exceptional options to your clients!

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