Fed Moves, Buyer Trends & Policy Shifts
In this update, the Federal Reserve holds interest rates steady but signals two possible cuts later this year, as they monitor inflation and trade impacts. Meanwhile, homebuyer down payments have declined for the first time in nearly two years, though they remain stable as a percentage of purchase price. All-cash sales are slightly down, and government-backed loans like FHA and VA are becoming more common. On the policy front, the House has passed the Homebuyers Privacy Protection Act, which now awaits final approval after reconciliation with the Senate version.
