Housing Market Set to Improve as Rates Fall and Reforms Roll Out

Housing Market Set to Improve as Rates Fall and Reforms Roll Out

Fannie Mae has raised its home sales forecast for 2025 and 2026, driven by falling mortgage rates and better affordability. Home price growth is slowing, creating a more stable market for buyers. Meanwhile, regulatory changes—like the move to bi-merge credit reports and new scoring models—aim to cut costs and increase competition. Overall, the outlook is positive for future homebuyers.

Home Loans for Self-Employed

Helping self-employed borrowers secure financing doesn’t have to be a challenge. At FNBA, we equip you with flexible Non-QM loan options tailored for self-employed clients. Instead of relying on traditional...

DSCR 5-9 Unit – Copy

A multi-family property loan that provides flexibility for business purpose borrowers. Ideal for Real Estate Investors or entities looking to invest in multi-family properties for business purposes, aiming to generate...

Super Jumbo

The Super Jumbo program is a specialty product for high-net-worth borrowers with solid, stable income and credit and considerable assets for down payment, closing costs and reserves. The collateral must...