12/24 Month Bank Statement

Our 12/24 Month Bank Statement loan is a perfect Non-QM loan for the self-employed. Even if complex tax deductions make their tax returns less than straightforward, this program can provide a clearer picture of their current income or revenue to help them qualify.

Program features

Loan amount up to $4 million
DTI up to 55%
Min. 3 months of reserves required
Max cash-in-hand $500,000 for CLTV >65%, $1,000,000 for CLTV ≤65% to ≥55%, no max cash-in-hand limitation for CLTV <55%
Mortgage history 0 x 60 x 12, 0 x 30 x12, 0 x 90 x 24

Why choose our 12/24 Month Bank Statement?

Free service to calculate income
Combined statements accepted
No tax returns required

Contact Us Today! To learn more and start offering these exceptional options to your clients!

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